Insurance is often seen as a ‘necessary evil’, however, having a good car insurance policy goes a long way to put your mind at ease should you be in an accident or have your car stolen. And, given South Africa’s road accident statistics, not to mention the rise in vehicle theft, that ‘necessary evil’ has become more justified than ever before. Surprisingly, however, according to the South African Insurance Association (SAIA), approximately 65% of South African motorists are not insured.
Your insurance premium will depend on your car’s make, model, age, whether it’s used for private or business, as well as your track record in terms of previous claims. There are ways you can bring your insurance costs down – including ‘shopping around’ and comparing costs from different insurers, by reducing cover on older vehicles, bundling car and home insurance and keeping a good credit record. Another option is to subscribe to an insurance approved vehicle recovery service which will reduce your insurance premiums. The reason for this is that an accredited recovery service provider will reduce the risk for the insurer given that this increases your vehicle’s security
Not only does a recovery service like Beame increase the chances of your vehicle being recovered at any time of the day or night, nationwide, should it be stolen, but because the recovery device isn’t connected to your car’s battery it does not affect the electronic warranty of your vehicle. And the Beame Smartphone App makes it easy to check on your device’s working status, report a stolen vehicle, request your insurance certificate, sign up for the Beame Protect service or register a claim if you already subscribe to the Beame Protect service.
So next time you purchase a car or perhaps it’s time to relook your current insurance, don’t forget to send them a Certificate of Installation for your recovery device – most insurers will be so impressed by your decision to install a Beame – that they will lower your premiums!